Arogya Rakshak (906)
Product Summary :
This is a Non-Linked, Non-Participating, Regular Premium, Individual, Health Insurance plan which provides fixed benefits in case of hospitalization and for various surgical procedures irrespective of actual cost incurred and the benefit is in addition to any other health insurance cover that insured lives may have.
The Benefits offered under the plan are:
i) Hospital Cash Benefit (HCB)
ii) Major Surgical Benefit (MSB)
iii) Day Care Procedure Benefit (DCPB)iv) Other Surgical Benefit (OSB)
These are in addition to any other health insurance cover.
Two riders: New Term Assurance and Accident Benefit Rider available for PI and Insured Spouse only.
The Principle Insured (PI) can take the policy covering himself/herself. The Spouse, Children, Parents and Parents-in-law can also be covered under the same policy.
Premium Payment Mode:
Yearly, Halfly
Minimum Entry Age :
• For Prencipal Insure/Spouse: 18 Years
• For Child: 3 Month
• For Parents/Parents-In-Law: 18 Years
Maximum Entry Age :
• For Prencipal Insure/Spouse: 65 Years
• For Child: 17 Years
• For Parents/Parents-In-Law: 65 Years
Minimum Sum Assured :
• Rs.2,50,000
Maximum Sum Assured :
• Rs.10,00,000
Basic S.A. shall be in multiple of Rs.50,000
Policy Benefits :
On Death :
No death benefits payable.
Surrendered Value :
No surrender value will be available under the policy.
Loan :
No loan will be available under the policy.
